E-commerce Review of Escrow Services

The understanding from escrow service was the neutral third party that was appointed and acted as the breeder/the guardian for the document and funds for the length of the process of the surrender of proprietary rights from the seller to the buyer or for the replacement of the ownership system from the seller's side to the buyer's side. Usually the two sides use the service escrow the service with the aim of the security. Because with help escrow service could be ascertained, if from the side of the buyer, the thing that was offered really real, or in fact this thing was not available, etc. Whereas from the side of the seller, useful to confirm, did this buyer really want to buy the thing that was offered, or only played, then whether the buyer really was able to pay the cost that must be paid to redeem the thing that wanted to be bought, etc.

Escrow service usually licensed and was arranged by a company that was assigned to gather, kept, and sent his money the buyer to the seller, be based on in the agreement instruction that was made by the buyer's side and the seller's side. Usually, when a buyer was interested buying the thing, then this buyer will immediately carry out the transaction with the seller's side, and when so the production of the agreement between the buyer and the seller, where being carried out by going through Escrow Service happened. And when item the thing that was wanted arrive at the hands of the buyer, then during the certain deadline, then Escrow Service will immediately do payment to the seller.

With Escrow Service, you could enclose the third party or the neutral side that was professional to help arranged all the matters that must be done covered the management of the mortgage, carried out some agreement, and other loans. Whether you already agree to payment with an agreement letter or decided to enclose your personal mortgage in the form of the valuable letter. Escrow service had the experience and the expertise that were needed to carry out the fast service in each plan discount. Escrow service could provide noteholders so as fund payment could be paid automatically when being due him payment time.

Like that was known, that there was gotten by 2 kinds escrow, that is: Two Party Escrow Agreement and Three Party Escrow Agreement.

1. Two Party Escrow Agreement

Agreement that happened around 2 sides, that is the side buyer and the seller. Where in carrying out his transaction, used help of a body escrow, this was done with the aim of the security. The seller's side handed over what wanted to be bought by the buyer's side, through a body escrow, that afterwards by escrow was continued to the buyer's side.

2. Three Party Escrow Agreement

Agreement that happened between 2 sides, that is the buyer's side and the seller. Where in carrying out his transaction, was carried out through a body escrow, with the aim of the security. In this case, 2 sides, that is the seller's side and the buyer's side used the service escrow in carrying out his transaction. The buyer's side ascertained what will be bought by him through the body escrow. So also with his seller, also ascertained the capacity bought from the buyer through the body escrow. If both of them have been, just sure the transaction was carried out. That is from the buyer's side handed over the obligation that must he did to buy the thing that was offered, and the seller's side also met bore he replied in handing over the thing that was bought by the buyer's side.

Along with will be explained concerning the instruction that must be paid attention to in escrow service, that is:

1. Who the owner from escrow. You could see him through the page website available.

2. The estimate of time began and the process ending escrow. So as to be able to be estimated when the process of acceptance of money will happen, and when the process of payment must be carried out by the side escrow.

3. How many documents and money that in deposit in the bank. This depended on the number of funds that must in paid to the seller's side.

4. How the side escrow received and kept money. Through the credit card, or through the transfer of the fund directly, or even through paypall.

5. The authority from the agency escrow in spending the fund for the insurance cost, and other fees.

6. The distribution of the schedule for wealth tax and the insurance.

7. Pawning payment beforehand, especially for each mortgage.

By: Christine

Web Services, the new way of Shopping

Nowadays, people have great interest in shopping and buying something for themselves or other people. Many shopping center or malls filled with people and crowds, it’s hard just to walk easily and look at the shop and see anything we want to buy. People wants easier ways to shopping and don’t want to walk away far from home just to buy something. They wants an easy way to shop and pick the goods from the home, and the store deliver the goods to them. Such an easy way to shop is all that customer wanted. There are many cases where people don’t want to go out because of the traffic, pollution, accident or many other things. Now, we don’t have to go all the way to the store to shop and get trapped in the traffic jam, there’s online store with e-commerce web services with great ways to shop and see anything we wants from home easily. You just need to browse to the internet, look at the goods on the sites, pick them and put that on your shopping card, put your address and pay with your credit card, and the goods is all yours. Such an easy way to shop right?

Usually, new technology promise more than they deliver, that has not been the case with Web services, which are being integrated into just about every new e-commerce application. The support has been widespread because web services enable companies to simplify application design, deliver enhancements more quickly, and reuse software more easily. Those features is the basic of web services. In reality, web services provide great service to communicate with other peolpe. They replace complex, difficult programming interfaces with Extensible Markup Language (XML) documents and standard application protocols. XML is used to tag data, and SOAP is used to transfer it, WSDL (Web Services Description Language) describes the services needed, and UDDI (Universal Description Discovery and Integration) tells applications what services are available. The application can interact with one another and performing tasks with high flexibility. That’s why the web services are great to use.

Business means, exchange data with the customer, supplier and partners. We need to do these action effectively in order to keep the good relationship. The best scenario, each other can view partner’s information as if it was their own, no secrets between partners and everybody get fair share. The web service could carry out payment validation by taking information from the system, like customer’s name, address, age and any other information needed to perform the transaction. Therefore the web services need to check the validity of the information such as credit card account number, expiration date and card verification number in order to do safe transaction with customers.

Web services have become feature that many e-commerce suppliers use to offer their goods to the customer. The other companies using their services and that’s help them to gain profit and reputation. Customers also overjoyed because they don’t have to do the complex part, just pick and pay and the goods is all yours. Such an comfortable way to shop right?

Amazon and google are the companies that develop web services that they let other companies to take advantage of. They gain profit from another companies and other companies also gain profit from their customers. The service provide software developers, web site owners and merchants with acces to back-end features found on amazon, such as its payment system. As the services have evolved, the face of the companies using them also changed. While web services offer many advantages, they face a few deployment challenges. Web services technology is really great and works well, but the main obstacle is the management issues. We need to build formidable management line like shipping line, supply product, payment services and many other issues. It’s really difficult to manage it all. Sure it’s worth the way to gain comfort for customer in order to shopping and order goods from web services. Many programmers don’t fully understand how to build application that take advantage from the web services features. Some programmers also resist designing application in new way. They prefer the old way and it’s difficult to change their habit. Companies often need to invest in training courses to overcome those obstacles. Another challenge is the software infrastructures conform to another architectures, such as client/server, thin client or mainframe computing. It gives company difficulties so the company have extra effort for time, money and manpower to revamp their system and build the web services structures. To help address these issues, Web services are being rolled up into a more expansive application development initiative: service-oriented architecture (SOA). The goal with this movement is to design all applications so they operate in a plug-and-play manner. Here, support for Web services would be one of the features bundled in with SOA compliant systems. SOA has the potential to help companies streamline the application development process further, but putting the pieces in place to take advantage of it has proven to be a difficult challenge," concluded Bloomberg. This problem is expected to be a short-term issue. As SOA acceptance rises, the Web services footprint will grow even bigger in e-commerce companies.

By: Chandra

E-commerce Review of AirAsia.com

AirAsia Berhad is one of the airlines which based Low Cost Carrier Terminal (LCCT). AirAsia was established in 1993 and started first flight in November, 1996 in Malaysia. It’s operates scheduled domestic and international flights. AirAsia expanding rapidly and very popular and now AirAsia had an affiliate with another airline such as Thai AirAsia and Indonesia AirAsia. Tony Fernandes, who is the executive of Tune Air Sdn Bhd, turning a profit in 2002 and opening new routes in Kuala Lumpur. In early flight, AirAsia decide price as low fare. AirAsia was pioneered low cost traveling in Asia. In 2003, AirAsia opened a second route in Johor Bahru near Singapore and launched its first international flight to Bangkok. While flights to Macau started in 2004, and LCCT will initially handle 10 million passengers a year. AirAsia Group is expected to carry 18 million passengers in 2007. AirAsia operates with the world’s lowest unit cost of US$ 0.023.

As we know, E-Commerce had a many types such as Business-to-Business (B2B), Business-to-Customer (B2C), etc. In E-Commerce, AirAsia belong in B2C because that company tries to sell they service for customer directly. AirAsia has progressively launched value added services into the flight options. In 2007, AirAsia introduced the web check-in. This made AirAsia the first airline in Malaysia to offer the ability to check in online and print out boarding passes. It is now available for many countries domestic travel only and for those with no check-in baggage. One year ago (until now), a service named "Xpress Boarding" has been launched. That’s new service enable passengers to get priority boarding with minimum fee. Beside that, this service enables the passengers to get a low price and choose seats at ease. After launching web check in and kiosk check-in, AirAsia will later introduce PDA check-in.

Based on information above, in Indonesia, we can book or buy ticket pass from internet because AirAsia had a new service so customer can book or buy pass the internet. But if we want to buy ticket through internet, we must book far the day before our flight because this flight usually full. The transaction with AirAsia through internet or website is very secure because they use a high standard encryption mode to guarantee that customer transaction is secure and save. The first thing if we want to book or buy ticket through the internet, we have to open they site in www.airasia.com and let’s find an ‘Online Booking’. After we get inside to the service, we can see the route which opened by AirAsia and choose the destination and time for that flight. After that, the customer must to give our real data and fill the booking form that consists likes name, address, phone number, gender, e-mail address, etc. After we finish fill our data and click the ‘Continue’, we can see about the payment. But there is not a final for our transaction. We have to pay the purchasing cost. AirAsia accept payment with credit card, debit, E-Gift Voucher. With credit card they accept Mastercard and Visa. In debit payment, they just corporate with Mandiri Bank (in Indonesia). Then, we must to fill data about our credit card if we pay with credit card. This company accepts payment with credit card. We just write our credit card number and they guarantee if our number confidential. Beside that, payment in this site is can counted Indonesian Rupiah (IDR). After pay the cost, we have to confirm the transfer to AirAsia.com from phone or e-mail. Our transaction finish and ‘OK’ after we confirm back for our payment. There’s had a different if we check-in directly at the airport and if we check-in through the internet. Usually if we check-in directly at the airport we get a seat number, but if we check-in through AirAsia.com we didn’t get a seat number so the customer can choose any seat in plane.

By: Chan

E-commerce Review of Electronic Auction at www.iZkey.com

Electronic Commerce can be defined as all kind of trade transaction of goods and services by using a electronic media. In e-commerce, the people who doing a activity of trading just connected via public network, and in the latest development uses an internet media. E-commerce is a dynamic set of technologies, aplications, and business process that link enterprises, consumers, and comunities through electronic transaction and the electronic exchange of goods, services, and information. The transaction between demand and supply can be done easily although they stay in a different geographical side. So, the conclusion is E-commerce is a part of business. And the example of electronic business from E-commerce is Auction Online . Auction means buyer offer price to various sellers to buy goods or service with desirable price by purchase. And then electronic auction (e-auction) means “auctions conducted online“.

IZkey.com is a website that prepare auction facilities. Izkey.com is a portal for online selling and buying process. In iZkey.com, we do not have to worry anymore when we do an online selling and buying process, because iZkey.com observe all auctions in that sites with do verification system and monitor all auction sales transaction. IZkey.com also enforce users to verify their identity before creating or bidding on an auction.

Procedure of iZkey.com

In iZkey.com, seller can turn on an auction or classification advertisement to sell the goods. IZkey.com just be mediator for the payments of the auction items. The security of the site can well guaranted and safe, because only users who have verified their banks accounts or send a copy of their KTP/SIM with iZkey.com can create or bid on an auction at this site. iZkey.com also prepare classification advertisement for seller so that seller can sell goods and do the payment without going through iZkey.com. iZkey.com is always trying to keep the sites working properly and the community safe. IZkey.com give a profit to buyer that is a seller will not get payment before goods is accepted by buyer, and buyer’s money safe at iZkey.com’s accounts bank. IZkey.com also give a profit to seller that is iZkey.com have a register of buy or sell progress in IZkey.com’s site, and IZkey.com will give signal to seller to sending a goods if purchasing fund has been accepted by IZkey.com. So between seller and buyer have a point meets.

Pricing

For cost detail of iZkey.com, iZkey.com give a free price for verified member to turn on listing in to the site. But for succesfull auction, seller must pay the administration fee. From Rp. 1,00 to Rp.1000.000,00 the administration fee is 1,25% from the price. From Rp. 1.000.001,00 to Rp.10.000.000,00 the administration fee is 1% from the price. From Rp. 10.000.001,00 to Rp.50.000.000,00 the administration fee is 0,65% from the price. From Rp. 50.000.001,00 to Rp.100.000.000,00 the administration fee is 0,50% from the price. From Rp. 100.000.001,00 up the administration fee is 0,25% from the price.

Payment System

All payments shall be effected through iZkey.com. Buyer who wins the auction is required to transfer his fund to iZkey account, when the won item has been obtained, iZkey.com will immediately transfer the fund to seller. This payment system is implemented to ensure safety shopping at iZkey.com and to eliminate any fraud at iZkey.com site.

Delivery

When Buyer has won an auction, he/she is required to transfer the purchase fund to iZkey.com's bank account within 2 business days. After getting confirmation from us that fund is received, Seller is required to deliver the item to Buyer within 3 business days. Buyer is then required to notify us within 2 business days that he/she has received the item in good will. Finally, iZkey.com will deduct listing fees and administration fees from the fund, and transfer the remaining fund to the seller's bank account within 1 business day. In the event of dispute, the fund will remain safe at iZkey.com’s bank account until an agreement has been reached by both parties.

By: Cassandra

E-commerce Review of www.bhinneka.com

Currently, so many online shops on internet and it was being a trend on business. On this writing, I try to review one from many online shop website. I try to review www.bhinneka.com. I review in many aspects, like personality, design and layout, reader usability, and functionality. On each aspect have a detail. Just like on personality aspect, I review, does the site’s look and feel seem to match the subject matter, does the site align visually with the attended reader or market, and do you immediately get a sense of what the site is all about, could you easily see “about” and security information. On design and layout, I try to review are the graphics appropriate to subject of the site, are the graphics are attended for the intended audience, Are there graphics that seem superfluous or unnecessary, is the color scheme appealing and suggestion of the topic, is the layout cramped and too full or is there proper spacing and visual rest areas, Is your eye drawn to the most important elements? Do they then relate into the content. And the rest aspect will be explained later. I think this site doesn’t looks and feel seem to match the subject, because the color of the website is green. Since this website changes the design, I feel it doesn’t futuristic at all. On top left of the website, there is a picture with title “faces of Indonesia”, and if the link is accessed, there is an explanation about the theme of this website. The theme of the design is faces of Indonesia. I think, this theme doesn’t suit with this website that offer and sell technology properties. Despite the domain name of this website is bhinneka that is a logo of Indonesia, this will decrease the senses of technology appealing. But I can find the “about” in a second. I can guess that the “about” is on “help” button and when I open the profile of the designer of this website, I can look that the developer who makes this website. On design and layout aspect, this design has a graphics that is used to explain the website. That graphics are on the home page, in the first page roll, a big picture that explains the product. But there is unnecessary picture in the main page. Some ornament picture with distinguish model make it worst. But I appreciate about this website changing. The model changing makes the website can be accessed quickly than before. When we accessed this website with old design, this website consumes more memory than the new one and the old one has many advertisements with many flash file or animation file. The new layout is much better than before, because the new one has a block that the “special” product was shown. New design has a feature and it called “today’s on theater”. When I looked, this feature showed notebook parade that many notebooks are paraded on this block. The new one also has a block and it called “most popular search terms”. This feature can reference, when visitors visit this website and they are do not know what product they want. This design also does not have any space that too much wasting.

With the new design, the visitors can understand lot information on the first page. And when the visitor confused, they can looked for the menu. The menu can represent all products that are sold by this website. But when I used advertisement block program, two pictures on top on the first page is blocked by my program.

About the functionality of this website, the shopping cart is worked well and all buttons have a right caption and the function is worked well too. I not yet try to make a transaction on this website. Something, I forgot, this website has a script that it takes comparison dollars value and rupiah value. This function so much helps the visitor on counting the price of a product that is interested.

By: Bernardus

E-commerce Review of Jobstreet.com

Jobstreet.com Motto : "Improving People's Lives through a Better Career"

Jobstreet.com launched in 1995. I think that jobstreet.com is the most popular online recruitment companies. Especially in Asia. Jobstreet.com operates in Indonesia, Malaysia, Singapore, India, Philippines, Bangladesh and Vietnam.

This site also provides jobseekers with free salary information. The jobseeker must only register on jobstreet.com and make the online resume. Chose the jobs whom you want. So you can search the company which will recruit you, and as according to your background education. JobStreet.com offers a comprehensive suite of interactive recruitment services. Top corporations constantly recruit from JobStreet.com's ever-increasing pool of top talent and manage their recruitment process through uniquely developed software applications via the Internet.

So if you can get all of them free, how this site can survive. This site usually get money from advertise on band.

You can access and apply to over 15,000 jobs ads from over 10,000 employers post daily in this site. You can also seeking further education may browse through the academic programs and training courses posted in the JobStreet Learning section. JobStreet.com also maintains a career section with articles and tips on job hunting, workplace success and career advancement.

The top employees which most popular for jobseeker is LG, HSBC, ZTE, Frisian Flag, AIG, Actavis, Fujitsu, Axa, CityBank, UOB Buana, Microsof. This is just only on Indonesia. In other country, that list it may be different.

The most useful in this site is they will send me email when they get vacancy for company which match with your resume. So we shall not lag information.

Even the new feature of jobstreet.com is SMS Apply. With this application, when we traveling, away from computer, no acces to the internet. With jobstreet.com membership, you can apply to all the jobs that you see in newspaper or magazines.

Simply check, if the job advertisement has an email address, If it does, send an SMS to Jobstreet.com and Jobstreet.com will email your resume instantly to the employer. No more waiting to apply to all your dream jobs.

How to use the SMS Apply? Typing this message : JSA Apply CompanyEmail Position Title. Don’ left set the space other word. And send this message to 9333. This facility is only for Jobstreet.com member. You must register your resume and your mobile phone number to get this facility.

Each email application triggered by the SMS will be charged Rp 2000,-. And this application jus only can use in Indonesia, because 9333 just only provide in Indonesia.

Beside on internet jobstreet.com also held the career expo on campus – campus Indonesia. In Surabaya Jobstreet.com ever held the career expo on UNAIR and ITS. Jobstreet.com also held the seminar and workshop related with the topic

By: Alfonsus

E-commerce Review of Sell and Buy Forum at www.kaskus.us

About kaskus

Kaskus is one of the Indonesian sites that has forum facility on it, and Kaskus has been claimed that it was the largest forum in Indonesia, and it was not a joke, Kaskus has prove it, and we can also see from the member of Kaskus’es forum, I think that is the biggest number of member of forums in Indonesia, Kaskus held on 6 November 2000 by 3 young boy from Indonesia which continue to studying at Seattle, Kaskus is sort of Kasak Kusuk and it started by hobby but then enlarge until now, but we do not discuss about that. We will discuss more specific about e-commerce at Kaskus forum, and that is forum jual beli (FJB). Kaskus is just like a media for buyers and sellers, and Kaskus has public regulation for buyers and sellers, and who do not obey that, they will be punish as punishment on the regulation. Buying and selling at kaskus are based on the trust, so Kaskus did not take responsibility if there any problem or accident happened. Kaskus got profit from the advertisement, not tax from the member, but Kaskus also has program Akses Kaskus Tanpa Banner (AKTB) for members who don’t want to access site Kaskus with any banner, they just have to pay Rp 2.000,- per day, by type KLG 332633 and send SMS to number 3499 (all operator’s users except Telkomsel) or to number 9922 (Only Telkomsel users).

Sellers

At FJB the sellers just need to have goods at their warehouse then create a new thread which content is about information about theirs goods, and it will be better to give the thread’s name about what goods are sold, because buyer will see the title of the thread first before he visit the thread, and that’s why seller have to give a clear title to give a good information to buyer for what is sold by seller. And thread is simply like virtual stall for the seller, they can show to buyers what they sold, by showing information like photo of the item, price, etc.

Buyers

At FJB the buyers can look around about what goods are sold at this FJB by read at thread’s title, then if they already choose what they want to buy, they have to obey the regulation that sellers made, usually they have to sent the seller a message via cellphone or via e-mail about what item they want to buy, then if the goods are ready on stock then buyer have to obey the regulation made by seller, like buyer have to pay first, pay the transport fee, etc. but because all regulation are depend on seller made. So it is possible to every thread (stall) has a different regulation.

System

The system of this trade is depend on sellers regulation, but the regulation are usually like buyer have to message by SMS or e-mail for asking if the item is on ready stock, then if they deal, buyer have to pay first via ATM (Automatic Teller Machine), then if the seller accept the money from the buyer then seller will send the goods to buyer. That is why this trades are depend on the trust, so buyer have to be more careful when choosing seller, usually buyer on the Kaskus choose seller who has been know well member and has so many post count. But we do not have to believe 100% to this information, because it is not 100% guaranty that the seller will not cheat. So for your safety please do not do high price trade that can make you bankrupt. This system was succeed because both of seller and buyer have advantage from this system. The seller got advantage because they do not have to build stall with amount of money, they just need computer and Internet connection, and they don’t need to pay any tax. The buyer got advantage from the buyer do not have to go outside to look around the goods on shop, and usually seller sold goods cheaper than the goods at the shop usually.

By: Agus

E-commerce Review of Trading Card Game Online Store

StarCityGames.com is an online trading card store, not as usual trading card store ini many places in the world. StarCityGames.com offers simplicity to any of the customers, they don’t need too walk around and find the trading card store near their places, they can just simply access StarCityGames.com via internet connection and buy some stuff by themselves with relevant prices. At first, StarCityGames.com only takes order for Magic the Gathering trading card game, but as the time goes and many of trading card game appears in many places, StarCityGames.com start to expand its hand by grabbing Yugi-Oh trading card game as the second partner. And the World of Warcraft trading card game as it’s third partner.

If we want to buy or even sell in StarCityGames.com, there are a few requirements to be fulfilled, first is an account, we need to make account so we have access to buy or sell in StarCityGames.com. We need to fill the form with our username, password, our billing address, our shipping address, our contact information and of course our credit card information for the media of the transaction. Or we can simply start shopping with clicking the items that we want, it will be in our shopping cart, and when we have done we can do checkout, and we’ll need to do few things. The first is create an account if we don’t have it yet, the second is to verify our items, we need to clarify that the items inside our shopping cart are the right one. And the second is we can choose about the shipping options, yes it is as usual, we can choose regular or the one with delivery confirmation, or even the fastest one. Then we can choose our payment options, via credit card or via PayPal. PayPal is internet account that use internet banking, we can have PayPal account if our bank have connection with PayPal, then we can create an account connected with PayPal. After the payment than the last is confirmation and comment that we can choose to do it after the packages arrive, we can write about anything regarding their service and shipping.

StarCityGames.com ships worldwide with exception of Magic the Gathering sealed product. StarCityGames.com have thousands of satisfied customers throughout the world. For their international customers, StarCityGames.com offers UPS Worldwide Express as an insured, trackable, guaranteed shipping option. They also offer USPS EMS (Express Mail Service), and USPS Global Priority Mail as uninsured, non-trackable, non-guaranteed shipping options. Some of those shipping options may not be offered to us, depending on the size, weight, value, or shipping address of the order. Due to the different, and constantly fluctuating, rates of various countries, StarCityGames.com do not have information available on what taxes on imports will be. It’s highly recommend that the customers check with their country's appropriate agency to find out what the taxes on imports will be. If the customers refuse a shipment because the country is charging excessive customs fees or import taxes, StarCityGames.com will refund the payment minus their initial shipping charges, their return shipping charges plus an administrative handling fee of 10%. If the total ends up exceeding the value of the merchandise, they may have to charge the customers an additional fee to cover those charges.

We too, can pay via bank wire transfer, they provide an instructions on how to do so. There is a $10.00 fee for paying via bank wire transfer. The customers have to add that amount to his or her order total and include it with your payment. The imprtant thing is that StarCityGames.com reserve the right to cancel the order if it is not paid for within ten (10) business days. Unless otherwise stated, the majority of orders (not including pre-orders) will be ship within one business day after the order being placed. StarCityGames.com requires that all packages sent through UPS be signed for when delivered. Since this policy not only ensures that the customers receive their orders, but also allows them to file claims in the unlikely event of a lost or damaged package. UPS does not deliver to P.O. Boxes. The customers must provide either a complete home, work, or school street address where someone will be available to sign for the order. If the customers are not present when UPS attempts to deliver your order, UPS will leave a posted notification of the delivery attempt. UPS will generally make three consecutive delivery attempts to the provided shipping address before returning a package back to StarCityGames.com. If that happens, the customers will have to pay an additional shipping charge to have the package reshipped.

By: Soedjadi

E-commerce Review of Apple Online Store

Apple Online Store is an online store which sells many items such as iPod engraving, Mac customization, and Certified Refurbished Products. Apple uses the best carriers in the business to make sure your order gets to you on time. Learn more about shipping times, methods, costs, and carriers. This time, I will talk about how to buy products. First about the delivery time, once we have to place an order, you can visit online Order Status for shipping and delivery dates for each item. The Ships By date is an estimate of when the item will ship from our facility. The Delivers By date is an estimate of when the item will be delivered to your shipping address. All estimates are based on business days. Let’s talk about the shipping methods and cost, the Apple Online Store offes a variety of shipping methods to meet your needs. For US the have variety methods such as :

• Standard Shipping This option is free on all qualifying products. Delivers within 3 to 7 business days after shipping.

• 2 Day Shipping Delivers within 2 business days after shipping.

• Next Business Day Delivers in 1 business day after shipping.

• 2-3 Day International Shipping Delivers within 2 to 3 business days after shipping.

That’s all about shipping methods. About shipping cost, shipping costs are calculated and displayed before we complete your order on the Apple Online Store. We can also see shipping costs on the Order Acknowledgment email and on online Order Status. If we order multiple items, we may receive separate shipments. Shipping fees for the entire order will be charged when our first item is shipped. That’s all about shipping methods and cost. About payment and pricing, apple online store have many variety. The Apple Online Store accepts a variety payment methods such as

• Credit Cards or Debit Cards

• Cashiers Check or Money Order

• Wire Transfer

• Juniper Visa Card with iTunes Rewards

• Apple business lease (AFS Commercial Credit)

• Apple Gift Card

• Bill Me Later

We can also combine payment methods to pay for your purchase. Choose from the following combinations of credit cards and Apple Gift Cards:

• Credit card(s) - up to two

• Apple Gift Card(s) - up to four

• Apple Gift Card(s) + one credit card

we can also pay with credits cards or debit cards. but some people have troubled when they pay with credit cards or debit card. But Aplle have a solution to resolve it such as

• If our card is new or recently reissued, make sure it has been activated.

• Double check the card type (for example, American Express), the account number and expiration date.

• Remove dashes or spaces from the account number.

• If everything seems to be correct, call the card issuer's customer service 800 number on the back of our card. Our credit card company may need to speak with us before they authorize your purchase.

To prevent any unnecessary delays processing your order, please ensure that the billing addresses on your order matches the information on your credit card account. The card security code is a unique three or four digit number printed on the front (American Express) or back (Visa/MasterCard/Discover) of your card, in addition to the account number. Most debit and check cards have daily spending limits that may substantially delay the processing of an order even if there is enough money in an account. When using a debit card, funds are immediately reserved in bank account at the time place the order. Apple receives authorization to charge the account prior to shipping the item. If the card will only be charged after the order has shipped. If the order contains multiple items and they ship at different times, we may see multiple charges on our credit card statement. Apple is unable to accept credit, debit, or check associated with a billing address outside of the United States. In the united states, apple accepts American express, discover, mastercard, and visa.

By: Rian

Overview of Internet Business Potential in Indonesia

Nowadays Internet has spread everywhere in Indonesia. From the office to residence have a computer with Internet connection. The tariff of the Intenet connection in Indonesia decreases year by year. Today we can enjoy a high speed Internet access connection powered by Telkom with the famous brand in our country, Speedy. Speedy offer high speed Internet access connection to residence user with affordable price. Nowadays everyone who had dream about an affordable price of Internet connection can realize their dream by register Telkom Speedy services that offered by PT. Telkom Indonesia, Tbk.

With Internet, we can Introduce ourself in Internet. If we have a business, we can offer it to anyone in the world by the Internet. Without worry about distance, country, or geographical boundaries. All can be happened by the Internet. It is possible to us, to sell our product worldwide across the countries without worrying about the geographical boundaries.

If I have much time, I want to make some bussiness over the Internet. I want to make an Investment company. A company that collect money from everybody and raise the value then give it back to the people who have join this program. I believe this idea will be success because some people that has so much money or a lot of idle money didn’t have any idea to multiply their money with safely and reliable programme. Some people was cheated with a lot of investment programme over the Internet called HYIP ( High Yield Investment Program ). With my new strategy, I will make them happy with multiply their money in my Investment Programme. Here is my plan for this bussiness.

I will give name of the company with S3-Investment.com. S3 means Safe, Secure, and Solid. I will collect money from people around the world which attracted to multiply their idle money in investment programme. Before I collect money from them, I will make some questionare to know how they prepareness about the risk in investment. I didn’t want dissapointed them because High Return Investment also have High Risk Lose their value of investment but with a good strict Risk Management runned by my company, I believe my company can minimize the risk and maximize the profit to the investor. We called investor to people whose join this programme. For the operational of my company, I will make some administration fee about 20% from the capital their deposit into S3-investment.com.

And how about the initial deposit of investor money ? I will use some electronic currencies such as Liberty Reserve, Pecunix, E-gold, also Web Money. With this currency the investor can deposit or withdraw their capital easily into my company. The investor can buy some electronic currencies in some e-currency broker over the Internet. For the example is : sentraegold.com, fastchanger.com, egoldindonesia.com, or search the qualified and trusted e-currencies in the most famous Indonesian forum over the Internet, kaskus.com. They will be instructed by the e-currencies broker to transfer some money into the e-currencies broker Bank Account. After the money receive by the broker, the broker will be deposit the investor e-currency account by some amount of balance according to the amount of money that investor was transferred. When the investor has some balance of money in their e-currency account, the investor can deposit their money easily into my company e-currency account. While the fund received, the investor will get some announcement via website and email about their deposited money and the investment plan that they choose before.

The collected money from the investor will be use for Online Foreign Exchange trading and Online International Stocks Trading. With a reliable internet connection, famous brand of IT infrastructure, and some employee that has a lot of many years experience about Forex Online Trading and Stocks Online Trading, I believe we can grab some high gain profit and low risk of capital loss. I’m very sure about this because my company run some policy about strict Risk Management to assure investor capital deposited.

For Foreign Exchange Online Trading, we only trading in five major currencies such as : Poundsterling ( GBP – Great Britain Pound ), US Dolar ( USD ) , Yen ( JPY – Japanese Yen ), EUR ( Euro ) and AUD ( Australian Dollar ).

This money will be traded 24 hours from Monday 04.00 AM until Saturday 04.00 AM ( Indonesian Local Time West Region ). For this trading, my company will be hire some Forex Online Trading Expert divided into three times of work shift.

For Stocks Online Trading also have the same way with Forex Online Trading. In Stocks Online Trading we trade the money in some International Stocks Market such as : Nasdaq, Hangseng, and Nikei.

When my company have a lot profit from this bussiness, I want to make some expansion of my bussiness in agriculture. I want to open some land in Kalimantan or Sumatera Island to make sawit plantation that can produce sawit oil to cook some food in the kitchen. I hope someday my dream about this will be reality.

By: Prehatanto

E-commerce Review of Abc Shop in Australia

the abc shop has in Australia, they make a website to help the customer. this website is a site to sell some items like DVD, book & Mags, Music, audiobooks, clothes and toy and novelties. They sell all the items for members only. The items will be sent to address where user want, but to sent the item the abc shop can sent to all place in the world, and Indonesia does not in the list the abc shop can sent her item to the customer. Because of that abc shop don’t have a member from country or place where abc shop can sent the items to the place. The abc shop have a children item too. They categories all of their items, to help customer to find the items that they want, the customer can find items by search or see every category. The abc shop have browser interest category too, the category is list category that many customer in online see in this category. The abc shop sent the items to customer have 3 delivery method with different cost for every delivery method. The different of the delivery method not just the cost, but a place an address to sent the items and by what the items will be sent to the address that customer want to sent the items. That times to spend the delivery items is different too for every delivery method. The customer can choose the delivery method has he want. In choose the delivery method the customer must choose not for the cheaper cost only but they must know times to spend and place where they are want sent the items. Because the cheaper cost for delivery method is not for the best to other customer that in out off Australian and need the items their buy to send to the address in fast. When the customers want to buy some items in the abc shop customer can see the description of the items to make sure that items has customer want, after that the customer can choose all the items that they want to buy, and in all the items to basket. After that customers can make sure all items that they want to buy is already in there basket or not, if in that cart have items are not want to buy that items can be removed from the basket. After all the items in the basket list correct the customers can choose the delivery method and customer can know that total cost. After this customer can choose again what they want proceed her order. For customer don’t want proceed or pay online they can pay their order by phone or fax. If customer no problem to pay by online, they can proceed with order online. If customer choose proceed order online they must insert email and password that can make sure the abc shop that u a member. But if u first time buy customer u can choose the frame first time buy and insert all information that the abc shop want. After that u must insert name, addres, city, state, post code, country and confirm delivery method, in this page u can see description all of the delivery method, customer can change the delivery method in this page. The abc shop will check all your information in this page. if your information is correct u can do billing and payment. If customer choose order and pay by phone and fax, customer can call 1300-360-111 for phone proceed, 1300-360-150 for fax proceed, and customer can order by mail, for by mail customer must print the order and sent to abc shop customer order center on jpo box 9994 sidney 2001. because the abc shop in Australia they payment is in Australian dollar.

E-commerce Review of Shop.com

Shop.com is an online store which sell many items in internet. This online shop have an unique style to sell it items. They tell the customer what the customer want to buy. So the customer can see all the information about the items which they want to buy. The example about how they sell the items is portable media player. There are some clear favorites in the world of portable media players, but most people aren't aware of just how many options there are if you look beyond the most popular choices. To start with, there are very few players that are just for MP3s these days. You can watch video, view photos, record voice memos, store gigabytes of files, convert your old vinyl or cassette tape collections to digital format, and even use your PMP to tape your favorite shows straight from your television. SHOP.COM's Portable Media Player Buying guide will help to find the perfect device for the needs. The information they give to customer is :

Size: Media players can be so tiny, they can be worn as necklace pendants, or so laden with features and extras such as built-in speakers, that they stretch the definition of “portable”. Players can have two types of storage: hard drive, or flash-based. Hard drives have much higher capacity, but are also heavier and more expensive. The smallest flash players can weigh just over half an ounce, while a hard-drive player with a large LCD screen can weigh almost a pound. If you’re planning to run or do other sports with your player, go with flash.

Storage: Flash drives generally top out at 16 GB, while hard-drive players can go up to 160 GB. An average MP3 file (for a 3 and a half minute CD-quality song) takes about 3.5 megabytes of storage, so expect to get roughly 250 songs per gigabyte. With a large hard drive, you can carry your entire music collection (40,000 songs if you have a 160 GB drive), but if you’re a heavy video user, the space will go much more quickly, holding about 200 hours of video . General rule of thumb is to get as much storage as you can afford unless size is more important.

File Support: Every PMP will support MP3, but there are hundreds of file types, and the more your player supports, the more versatile it will be. Other popular audio formats are WMA, AAC, ASF, and WAV. If you want to view photos, you’ll want to make sure your player supports JPEG files. For video, there is MPEG 2 and MPEG 4, WMV, Flash Lite, H.264. Some players will support Audible audio books as well, which has its own proprietary system.

Battery: Most players will have rechargeable lithium ion batteries, but about half the time, the batteries are non-removable, and will require a manufacturer’s repair at additional cost after the battery runs its course in about two years. While being less eco-friendly, some less expensive players still use AA or AAA batteries. Playing time per charge (or fresh set of batteries) varies a lot, so be aware that for some players you’ll be charging every 4-5 hours, while others can go for more than 20 hours. Remember too, that watching videos takes much more battery juice and will run the battery down at least twice as fast.

Online Music Stores: Every player will be able to play music that’s already been digitized onto your computer from CDs, as long as they’re in a supported format. After that, things get trickier, if you have music from various online music stores. Apple’s iTunes uses a protected file format that will only work on iPods. Other stores will have their own restrictions which will limit where you can play those files. Complicating matters even more are the newer “all you can eat” subscription services which allow you to download unlimited music as long as you pay a monthly fee.

Extras: Some features aren’t standard but can be easily found if they’re important to you: microphones for recording voice memos; in-line encoding, which allows you to record any source into digital format; FM radio; Wifi for downloading music directly from the Internet, without a computer, PDA functions like calendars and address books; the ability to be used as a USB data drive, for storing files of any type.

E-commerce Review of Barnes and Noble

Barnes & Noble.com is an online store to market the brands of Barnes And Nobles, one of United States's largest bookstore. It has become one of the web's premier destination not only for books, but also music DVD, Video games, and other related products and services.

Barnes & Noble have more than 1 million books titles for immediate delivery which is more titles than any other online bookseller. With that many title, it is very crucial that Barnes & Noble.com provide an easy way to find precisely the books they are looking for. To help the customer find books they want, Barnes & Noble.com offer two ways. First, the user can use the search engine, to locate books by title, author, or keyword, and second, they can also use the bookBrowser that enable the user easily navigate through hundreds categories to find the right book. In addition to books, Barnes & Noble.com also provide a section called Meet The Writers, which is filled with profiles of favorite authors, biographies, and interviews, both audio and video.

Beside books, Barnes & Noble.com also provided DVD, Video Game, and Music. In these area, Barnes & Noble.com also provide some feature to help the user choose what items they wanted to buy. First, B&N Screening Room, where the user can view more than 10,000 full length previews and instantly order what they have seen. Second, is the free download section, where the user can download more than 1 million audio samples, and nearly 100,000 music reviews.

Since Barnes & Noble.com is commited to make their site as user friendly as possible, placing order here is very quick and easy. New customers can check out and create an account at the same time or they can complete their order without creating an account. However, registered user have some advantages which are they can track their order online, discounts, and transaction history. Barnes & Noble.com also provide a wishlist where user can keep the products they wanted to buy later on.

To start shopping at Barnes & Noble.com, The user only need to locate an item they'd like to purchase and click the "Add to Cart" button. These buttons are usually found beside featured products, on product pages, and search results pages. Clicking this button places the item in shopping Cart. Each time the user clicks "Add to Cart," the page will refresh and display the newest item in the Cart, as well as previous additions, items of interest, and links to "View Entire Cart" or "Proceed to Checkout."

The user can view their entire Cart before checking out, this is not really necessary but it's a great place to look over their order. The Cart displays all the selected items and lets user make adjustments like increase or reduce the number of copies to buy; move items to and from their Wish List, or remove items from their Cart. It also provides a subtotal, before any shipping charges and taxes are applied. Once the user are comfortable with the items in their Cart, they can click the "Proceed to Checkout" button. This will bring the user to the checkout screen, here registered user may log in, or the new user may also sign in. Eventhough this is not really necessary to finish the purchase, it will help to make the billing and delivery process easier, since registered user information including the billing and shipping address can be used here.

Before completing the transaction, user are asked to confirm or to fill in the shipping address, payment method, billing address (if required), and also shipping preference. After that by clicking “Continue Checkout”, the user will be taken to review their order and other information they have filled in previously. After the user is certain that everything is in order, the user can click “Place My Order” to finish. After that the user will be taken the screen where they can see their order number, which they can use to check whether their order have been delivered or not, view and print their receipt. Beside, shortly after this page is open, an e-mail confirming the order will be sent to the user's e-mail.

By: David

E-commerce Review of Yahoo Shopping

In this era, everyone must be know about Yahoo. But usually many people only know yahoo just for search engine. But now we know that yahoo can buy many items from yahoo. Online merchant can include their products in Yahoo! Shopping. Its way is simple, just sign up for Yahoo! Product Submit and your product will be promote in Yahoo! Shopping and in highly relevant areas across Yahoo! and the Web. Online merchant only pay if a consumer actually clicks on your product listing. Online merchant can manage their program with an easy-to-use, Web-based management system, including easy access to reports, alerts, and more. Online merchant can also have their products included in Yahoo! Shopping by signing up for Yahoo! Merchant Solutions. Yahoo! Merchant Solutions is Yahoo!'s e-commerce offering that allows online merchant to create and manage their store online. When online merchant use Yahoo! Merchant Solutions, their’ll receive a discount on Yahoo! Product Submit and their products can automatically be sent to Yahoo! Shopping. Online merchant also have the option to enable Yahoo! Shopping to crawl your site at no cost. However, there's no guarantee to be considered or to be included in Yahoo! Shopping.

There are two ways to get online merchant products listed in Yahoo! Shopping. Current Yahoo! Store merchants can continue to participate in Yahoo! Shopping by opting into Shopping within the Store Manager tool. online merchant will continue to be charged the appropriate network revenue share fee. If online merchant upgrade to the new Yahoo! Merchant Solutions service, their can opt in to Yahoo! Product Submit by simply clicking the " Yahoo! Shopping" link under "Promote" from Store Manager tool. Your product data is pulled from online merchant store, and Yahoo! also categorizes online merchant products into Yahoo! Shopping categories as a default. Instead of being charged a revenue share fee, online merchant are charged a cost-per-click price that varies by Yahoo! Shopping category.

"My Saved Products" is a place where online merchant can collect and save products that interest their. Use it for reference or to assist with future purchases. In addition, you can add notes about the products on My Saved Products, and compare different products on their list. Online merchant can add hundreds of products to My Saved Products, and they stay on online merchant list until online merchant remove them. Online merchant have no obligation to buy the items on My Saved Products—it's simply a place to collect and store products that interest you.

If we don't already have a Yahoo! ID, we need to create one. So we can use all yahoo feature. When we have a Yahoo! ID, we can start adding products to My Saved Products in Yahoo! Shopping. In addition, we'll gain access to all other personalized Yahoo! services.

Look for the "My Saved Products" link at the top of the page on the right. We must have a Yahoo! account and be signed in to use My Saved Products.

Click the "Save this Product" link that's found under or next to the product.

Removing a product from My Saved Products is easy. Simply go to My Saved Products and click the "remove" link found under the image of the product you want to remove. A pop-up window asks you to confirm the removal of the product.

If we decide to buy a product from My Saved Products, click the product title, product image, or either the "Buy It" or "Compare Prices" button. We're then taken to a page on which we can find more info about the product-including tax and shipping costs-and then purchase the product.

By: Atan

Payment System Online Pharmacy in Indonesia

Apotik Tempo is an online pharmacy in Indonesia. Apotik Tempo first time founded by PT. Global Eramas in 2000 with Apotik2000 as the first name. In early, Apotik Tempo focus it main for pharmacy services bases E-Commerce, that can be accesed through Internet and can serve shipment to all Indonesia area. In its development, Apotik Tempo not only specialize itself in E-Commerce but it has been extended become Online Pharmacy that can serving all its member using Internet, Telephone, Fax or with E-Recipe.

For can buying in Apotek Tempo the first thing we must do is become a member first. To apply become Apotek Tempo’s member, the customer must click member button.and sign up for become Apotek Tempo member. After you finish sign up then you can buy the items in Apotek Tempo after you sign in.

The Step for purchasing in Apotek Tempo divided in three step. The first step is searching for the item that need. For do this step, we can search from the item category or item name. To search item that needs, we can search it from 7 product category. Obat bebas, Obat resep, Vitamin dan Suplemen, Mom & Kiddies, Toiletris, Alat Kesehatan dan Alat Fitness. For examples you want to find certain vitamin, please click Vitamin and Suplemen, then will be show vitamin products from many kinds type. If the customer want to search product more specifik, this site provide sub-kategori. If the customer still cannot find the item this site give search facility.

The next step is buying. If the customer already want to buy some item or want to know the detail, the customer just click the product name and it will bring the customer to the detail product page.After that, if the customer want to buy the item, they just fill the quantity of the item and click beli button. For notice not all of Apotek Tempo can be bought immediatly. There some item must be ordered first, because some of them not always available in the stock. Each times you click the beli button, the item that the customer choose will be added in shopping cart. The customer can see all the items that he / she want to buy in this section.

The last step is the payment. If the customer already finish the shipment, then the last thing to do is click the bayar button. After that the customer will be bring to the payment page. In this page the customer will be give two option payment method. If the customer select the first method, Cash, then the customer must go to the near apotek tempo and pay the shipping or the customer want his/her items delivered to his/her house and pay cash the shipping when the items arrive, the price will also added for the delivery services. The second payment method is Transfer, in this method the customer must transfer the shipping cost to Apotek Tempo account. Apotek Tempo provide their bank account. This pharmacy online provide their (Bank Central Asia)BCA account. After that the customer must input the reference transfer number to the box that already prepared for transfer method. After the customer already choose the payment method, then the customer must fill their address for delivery their shipping to the customer house, if they want the item delivered to their home. The customer also can choose special notes and write special request to the special request box. After that if the customer finish click bayar button for finished payment process then automatically Apotik Tempo Web will send the customer payment prove and the customer shipping to their email. After a few minutes the Apotik Tempo marketing will call the customer and confirm their payment.

By: Arief

Game online payment method development

Yesterday in the internet we can only do less interaction then now. We only can browse websites, chatting, or write on forum. After those days, we can also buy thing at the internet from computer, books until jewelry. Now the interaction from one user to another also can be done through a game. Those kinds of game are usually called massive multiplayer online games. Some of massive multiplayer games are free, but the other is paying. The payment method itself also has its own growth. The first paying online games are using method called M-payment that use a credit card; either it is VISA or master card, the most simple payment method on internet. To pay the game, either to pay for playing or just want to buy e-cash to buy items at the item shop later, you need to go to the game’s publisher site then follow the instruction there about how to buy game’s credit. The instruction is not have many differences with the instruction for buy product from other sites. For example in Cabal online, to pay with M-payment first you need to download the license article about the uses of the Credit card for this game payment, in PDF format. After that, you need to register your credit card numbers, name at the card, and the expired date also, the article that download before, after filled in, need to upload it again. After done with the registration you must wait for couple days or weeks to admin approve the registration manually. For some user, who don’t have credit card, these method is to difficult handle because the method need high level security and to dangerous to enter their card number just for a game, also for some others say it take more time for them just to buy credit for playing the game. Most of the online game doesn’t use this method because of the user consideration. The next payment method, that still many games use right now, is voucher method. It’s almost the same way like voucher for refilling credit amount at SIM card, so it can only used once. It has physical form, but some publisher make user can buy without the physical form, so user only get the voucher number. For the physical form can be bought at game counter. For the non physical form you must order first, and then transfer the amount of money, after that you will receive the voucher number through SMS or E-Mail. After you have the numbers and pass code, you need to login the official game website to insert the numbers and pass code in that have been provide. This method is easier to handle especially for young user than the M-payment method, because what they need just the numbers and internet connection, they don’t need high security level because the voucher can only be use once. The method development isn’t stop at that point, recently, some of the online games is preparing so their user can buy credits through the most well known payment method at internet right now, PayPal. Some of the game is already have this method, but some is preparing for this method. For example like Eve online and Fly For Fun Online is ready to receive user payment via PayPal. What user needs just registering their PayPal account when they buy credit or cash at the official game site, after that they just need to enter transaction number to proof that they already transfer the amount of money needed to buy the credits. For Cabal online that is still under development, for this method, actually can receive payment too, but the way is more complicated than the others that ready to receive this type of payment, The user must through the same way with M-payment.

By: Aditya

The Digital Signature Law in Electronic Commerce for Indonesia

The internet was the the global and cheap public network. In fact, the Internet was the network of the public that did not have adequate security facilities. This caused the consequences that all the transactions that were carried out through the Internet were the form of the high risk transaction.

The weakness that was owned by the Internet as the network of this not safe public could minimalize with the existence of the application of encryption technology information (cryptography). Electronic the data transmission in e-commerce was pacified by carrying out the process encryption so as to cipher/locked the data that only could be read/was opened by carrying out the process reversal that is the process decryption. The example of protocol that made use of cryptography was SSL protocol, SET, PGP, etc. These protocols were used in the transaction in the Internet.

Must be underlined, with the existence of the development of technology in the future, was open the possibility of the existence of the use e-commerce in the media apart from the Internet, like for example in the GSM network. Moreover, encryption results, that is ciphertext/locked the data could be written/was printed in paper, and had the validity that was the same as the electronics data.

In the transaction e-commerce, cryptography equipment that most often was utilised was digital signature. If the sender the message added the digital signature in the message, the recipient could feel be sure that after being signed by the sender, the message was not manipulated during in the trip. The characteristics that was owned by the digital signature was:

1. Authentic, could not/was difficult to be written/was imitated by the other person.
2. Ordered and the signature this message could also become the material evidence, so as the signing could not deny that previously he had not signed it.
3. Only was legal for the document (ordered) that or his coffee that was same precisely. The signature could not be moved to the other document, although the other document only was a little different. This also was significant that if the document was changed, then the digital signature from this message no longer is legal.
4. Could be checked easily, including by sides that had never gazed at the direct face with the signing.

Generally, the digital signature used the technique to the public of key cryptography, the key simetric and a function hash one direction. Ought to be recorded that the digital signature not the signature from someone that in- scan or was put into the computer used stylus or mouse, but was the collection from mathematical calculations to encode the data, that is with cryptography. Other terminology for digital signature is ‘digitally ensured document ', supposing as a document that had been locked and the content can’t be manipulated.

In these discussions could be seen from various aspects, in part:

1. The aspect of the Public's Law/Criminal.

2. The aspect of Civil Law, Contract, including the Certificate Authority problem (CA).

3. The aspect of the International Commerce Contract, included international contract discussions was based on UNCSIG, the model law electronic commerce and digital signature from UNCITRAL and GUIDEC, as well as his law enforcement.

4. The aspect of the Provement Law, explained about how the digital signature could to the evidence that was legal in the court.

5. The aspect of the Insurance of E-Commerce, explained the problem of the trade insurance and his relevance with the trade in the Internet. Discussed also concerning risk analysis the piercing of the cryptography key that was utilised in digital signature.

6. The aspect of the Consumer Protection Law.

7. The validity of the intellectual property rights Law.

Research results showed that Indonesia in a mental manner was still not ready whereas in other the side, this characteristics were very urgent. The Indonesian social circle now carried out the activity in the scope electronic commerce, in any case that knew or concern concerning this problem only was limited in the circle that was close with the Internet (although being named beforehand the possibility e-commerce outside the Internet. Whereas this circle only a small part of the community. Because of the user of the computer (that in a manner indirectly influential) relatively still a minority.

In other words, the Indonesian community must immediately prepare itself faced this problem as immediately as possible, in view of the fact that the other country has prepared itself in trade electronically, with the existence of the ease that were carried by him. Therefore, must be thought about by the existence of the socialisation e-commerce to all the Indonesian community.

Afterwards had the problem, was not yet ready him several Indonesian legal regulations.

The principle that was suggested to be held was "Transform the Medium, not the Instrument". The activities in e-commerce in a manner the General could be still being categorised as the trade normally, although the existence of significant matters that distinguished like the electronic media that replaced paper-based transaction. Could be said several this current available legal regulations could have sufficed, was good by means of did the interpretation in an analogy manner towards the available action in e-commerce (towards the available rule) and carried out the interpretation by means of putting the legal regulation into effect whereas that in a manner essence was same (for example: electricity and the electronics data). In special matters, really must be made new by the legal regulation, like the existence of the special regulation in the digital field signature as the mechanism of the main security to e-commerce, because in this field could not be done by the interpretation to avoid misunderstood concerning essence from digital signature.

Must be paid further attention to that legal equipment in Indonesia especially civil law basically could cover problems that emerged. This civil law generally. (sec.general: the standard well-off, but Indonesia was still needing the regulation that was more specific to guarantee the assurance of the law for each civil law action especially in the field electronic commerce.

Concerning the digital problem signature as the evidence in the judicature, in fact, the judge in accordance with the provisions of the Article 22 Algemene Bepalingen, was forbidden to refuse to try an available case of his legal regulation. The judge was also prosecuted to do rechtvinding (the discovery of the law) apart from carrying out the interpretation analogy and the extentive interpretation that was suggested above.

The role of the representative legal consultants the side that carried out a legal action in the field e-commerce is very big. For the time being, that was carried out by them was to look for the standards. This research also recommended in order to be formed by a special team in the legal field/the regulation e-commerce as immediately as possible. This special team must be immediately formed to prepare the legal regulation in the field e-commerce especially Digital Signature. The position of this team under several departments, like the Secretariat of the Country, Department of the Trade and the Industry, of Department of Justice, Department of the Telecommunications field, and several other departments that were linked was tight to this problem. This special team could work in an inter manner the department so as all the problems could be included widely.

By: Ferry

TRUST and Technology Acceptance Model in Online Shopping

Real interaction and dissociation from e-vendor and interface IT from an web site representing the core from online shopping. The result from previously research indicate that the expenditure by using internet had a target to product which is including consumer interpretation to IT Itself specially got amenity and usefulness, and trust to e-vendor. Results of the research that was carried out against the person who was used to expense by using the internet showed that the consumer's belief it’s important to online commerce as TAM (Technology Acceptance Model) that providing the ease in carrying out the financing.

The study that was carried out also showed that the use belief internet

was built above:

• The belief that vendor did not receive something that was valuable with carried out dishonesty.

• The belief that is gotten the mechanism that was safe in web that was developed

• Had typical interface (special interfaces)

• Easy to use

Took care of the consumer was something that was important to be done by e-vendor (electronics vendor) because of the cost that was needed to attract the prospective consumer just was more expensive than the cost that was needed to guard and maintained the available consumer at this time. A question that emerged was what makes the consumer came back to shopping to some e-vendor? The research delved many matter in relation to the question above, including inside the explanation that based on the belief, technology, and to reduce some, in difference individual like demography and the lifestyle.

In this article, will be carried out by the excavation more in concerning consumer trust as the main reason for the consumer to shopping again to some e-vendor. Although, unlike relations vendor-client in setting traditional business, between the main face some e-vendor information and technology (IT) That is some web site. By knowing the two interactions between TAM and the belief, the study that was carried out in the writing of this paper delved more in the reason the consumer to shop again by using some e-vendor. The component that could not be separated but was the supplementary component from web site e-vendor was IT and vendor where customer carried out the business. Secondly component this influenced the consumer's habit to carry out the financing, is the attribute of technology in web site and the consumer's belief in e-vendor.

TAM and E-Commerce

One web site basically was a technological information, like online expenditure that was good ought to have been explained as a part of technology acceptance

the model, TAM.

As TAM, the wish to receive TI that just was determined by 2 the matter:

• Detected the use (perceived usefulness/PU) from the TI

• Detected the ease of the use (perceived ease of use/PEOU) from TI

Where PU was a measurement from the subjective evaluation of the individual concerning the function was offered by TI just in the context of the specific process, and PEOU was the indicator of efforts cognitively that was needed to study as well as use TI just this.

The importance of the Belief to E-Commerce

E-vendor already certainly more than only a between the IT face, more was unity of the business where the consumer was economically connected. The belief was something that was crucial in a transaction that involved the seller and the buyer, especially when containing the element of the risk.

Several matters were related to the belief in e-commerce:

• The collection from the special belief did business with the integrity, the generosity, and the capacity from the other side.

• The belief generally that the other side could be believed.

• The feeling that was reflected in the feeling of the self-confidence and the safe feeling in responding to the other side.

Several causes from the feeling believed was:

• The feeling believed be based on knowledge

• The Feeling believed be based on institution

• The Feeling believed be based on calculation

• The Feeling believed be based on cognitive

• The Feeling believed was based on the identity

Where that was discussed in this paper was the feeling believed was based on knowledge, the institution, and the calculation. Knowledge was the experience with what, who, how and when from that happened. In the matter in relation to web site, knowledge was knowledge the consumer would procedures web site that was valid to carry out the financing like when and how put credit card information.

The mechanism to develop the feeling believed that was formed through evaluation rationally from the cost and the profit from the other side carried out dishonesty.

In ecommerce, the buyer was hoped for to more trusted e-vendor that would accepted the impact lost the profit if carrying out dishonesty and damaging the belief from the consumer.

The conclusion

Was based on results of the research, e-vendor ought to have built web site that only was useful and found it easy to be utilized as being suggested by TAM, but also enclosed the mechanism of the belief inside. Made the connection be based on the belief with the consumer was the main profit that was the same the importance by providing the attribute technical in web site like the function of the use from web site.

Several effective methods that united the belief and TAM was discussed in this paper covered: namely, situational normality, structural assurances, calculative-based, and accustomed with e-vendor. The belief and technology acceptance antecedents was studied during of the year in the commercial environment physical traditional.

In marketing and literature the management of the belief was associated firmly with the characteristics of the product and the service to the side of the habit carried out the financing. The researcher IT saw in between the face of the system and the characteristics of the system that it was hoped had the impact on the productivity. The research at the moment combined researches that were carried out beforehand by uniting the use variable, the ease variable of the use, and the belief variable. For the further research, was expected to be able to produce the explanation that was better about why the consumer had the wish to buy or shop to the shop web.

By: Candra

E-commerce Review of Federal Express

FedEx has resume from Federal Express. Developed on 1972 by Fred Smith, he is an U.S sailor in Little Rock, Arkansas, United State of America. At the first time FedEx was be done formally on 17 April 1973 and serve in more than 20 citys in America. For sure at the first time FedEx was serve in 25 citys in America.

FedEx, for to be exact called by FedEx Corporation, is a company that cover in courier sector (delivery things), FedEx prepare for many service and also concern in many thing about send or delivery any stuff to the destination places, for example FedEx Express, FedEx Express is the most popular delivery service through the air in America, and than FedEx Ground something like FedEx Express but it is delivery service through the land. FedEx also have FedEx Freight, it is transportation carrying heavy stuff. And there are many other service, like FedEx Kinko’s Office and Print Services, it is service about bisniss for office. For example printing, copying, internet access, and other, for this time FedEx have service about important sending and urgent for any packages that not standart. Like important documents or something, this service called Custom Critical. And there are many service that always grow up until right now.

Until right now FedEx have become the biggest transportation company in the world that always service all about delivery and transportation anything in the big area. FedEx have more than 275.000 employee in the world, its also service in more than 220 country and many region in the world. With the big order that FedEx have, it is make it FedEx has been professional, they have more than 672 aeroplane, more than 70.000 transportation’s tools that used for delivery service and transportation things more than 6.5 million packages every day.

Now FedEx has become one of many company that have a lot of experience in major innovative and become a leader in many industrial sector in the world that grow up lately. FedEx have a slogan that become a foundation for their employees who work in this company. The slogan is “Absolutely, Positively” that can be mean in the other word “Be absolute and think positive”. This slogan can make the loyalty be maximize to provide the special solution for each of delivery, information and global trading that needed by world, that reqiered from the service that given by the company of Fedex.

In this passage I will discuss about how to use FedEx. Too many service that FedEx have, but in this season will be discusses about delivery through the air that called by FedEx Express generally. There are any step that required to use the FedEx service. The first, customer must fill the order form that provide by FedEx, and than

Their employee will be make it fix weight of the stuff that will be delivered. The weight will weigh be based on the real weight or can count with this formula (weight volume = (length * width * high)/6000), the second step about payment. Customer can pay with cash or credit, sometime FedEx company have any discount that be defferent on each branch. For the credit payment, customer can pay the bill on the next month first. The customer also can insure the their stuff, if they needed some insurance. The third, customer have facility to ask to be picked up the stuff with only call the nearest branch. The fourth, For shipping that not in area of FedEx, They also have the any solution. For example help the customers to transfer their stuff to the other company that FedEx have a relation. The stuff also can put it on the nearest office that FedEx have with the destination place, and then the reaciver can take it the stuff on the office. And the last tracking can be cover by program that provided.

This is the rules about shipping generally:

Fill the order form  weigh the stuff  come together the staff in the one place or one office  the information each of stuff was inputed in the computer  carrying the stuff in the warehouse  the next morning, stuff will carry in airport  the stuff was delivered in the destination places

This is the rules about reaciving generally:

The stuff have came to the destination airport  choosing the stuff, depand the destination city  take the stuff and carrying to the office  input the information stuff in the computer  courier was delivered the stuff to customer  information about reaciver was inputed in the computer.

By: Akido

E-commerce Review of Wintoys.com

In my assignment I will discuss about www.wintoys.com, it is one of the largest wooden toys factory in Indonesia. Wintoys is one of wooden toys exporter to many foreign countries, in the world. This company also one representative from ou country to join toys exhibition, which is held in Wan Chai market, Hong Kong. Beside that, they also follow many exhibitions in Indonesia, such as :

• Mom & Kids Expo 2008, at the Atrium of Plaza Tunjungan I, March 18th-23rd, 2008.
• Bobo Fair, at JCC Jakarta, June 25th-29th, 2008.
• Jakarta International Toys and Games, JHCC, August 7th-10th, 2008
• Hongkong Mega Show, Hongkong Convention Center, October, 20th-23rd, 2008
• Bobo Fair, Gramedia Expo, Surabaya, December 17th-21st, 2008.

To support the marketing strategy, wintoys launched this websites. In this page, we will try to overview a few part from the sites,both the positive and negative aspects.

The first time we visited this sites,you will see the main page. This main page consist of some elements. At the top corner of the page there are banner which can be clicked to aim to different pages, such as : home, contact us, products, promotions and etc. At the left corner of the sites, there are list of products that available in various categories and a search button to search items that customers need. At the bottom of the page there are images that adore by children to make the web page more attractive, and also there are a few superior products offeredwith special prices. There is a login button available at the right side of the page. And if the customers need further information about the products or company, visitorscan contact the contact person from this company,using yahoo messenger. For you who want to shop online, there is a way to do online shopping, through this sites. Regards the process of online shopping is :

First you have tomake an account to fill your information, after receive the password through your email, please login and choose things that you want to buy, after that logout. Later you will get email from the company about order confirmation, delivery it and how to pay.

At the centre page there are information about the latestnews, about various products from the company. My first impression after visited this sites, this sites attractive enough for kids, with a lot of funny pictures,but still too plain, it’s becaused Wintoys only offered a little news for the visitors. Besides,the language seems alittle bit rude, especially at the part “silakan anda bikin account terlebih dahulu”. This sentence in my humble opinion, it will be better, if we change it with “Anda dapat membuat account terlebih dahulu pada situs kami”. The advantagefrom the main page of the sites is there are good search engine for the database, that is very complete and this could happen, because the main aim of this company is to reach customers from foreign countries, because there is a major tendency from customers to find quality products than good sites.

My opinion about the other pages are :

• in the online shopping pages, there are 3 button that represent PDF, print and email. But the problem is the news inside those buttons are similar.
• In the promotion page, all promotions available is not descriptive. It’s because the items they promote are put into a single image, without further notification about the promotion date and items description about all items inside.
• about the store location page, this page is good enough with a grouping by city location and country. But it will be better, if there is an information about company image map.

A few suggestions for this sites are :

• there are bilingual features for this site, because a lot of its customers are from foreign countries.
• maybe this site can give an updated news about a wooden toys, available in Indonesia nowadays. A few tips about how to choose an educable toys, how to become a good parent,etc. Hopefully this can help increasing online visitors and also increasing new customers.
• about the payment methods, perhaps the sites support payment via credit card or visa.

By: Bambang

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